Shelly Seltzer

Mortgage

• Mortgage Loan
  Use this calculator to determine your monthly payment and amortization schedule.
• Mortgage Points
  Should you buy points? Use this calculator to find out.
• 15 vs. 30 Year Mortgage
  Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
• Adjustable Rate Mortgages
  This calculator helps you to determine what your adjustable mortgage payments will be.
• Mortgage APR
  Use this calculator to find the APR on your mortgage.
• Mortgage Tax Savings
  Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
• Balloon Mortgages
  A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
• ARM vs. Fixed Rate
  This calculator helps you to determine what your adjustable mortgage payments will be.

Budget

• Mortgage Qualifier
  Can you buy your dream home? Find out just how much you can afford!
• Required Income
  Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
• Maximum Mortgage
  Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
• Mortgage Payoff
  Save thousands of dollars in interest by increasing your monthly mortgage payment.
• Bi-weekly Payments
  Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
• Rent vs. Buy
  Are you better off buying your home, or should you continue to rent?

Refinance

• Refinance Interest Savings
  Use this calculator to see how much interest you can save by refinancing your mortgage!
• Refinance Breakeven
  Should you refinance your mortgage? Use this calculator to determine when you will breakeven!